Is it possible to upgrade car insurance with an ongoing claim?

Is it possible to upgrade car insurance with an ongoing claim?

Hello, I am a 19 year old male living in England. I had an accident around 2 months ago in my car of which I am the main driver and owner (no dispute here). I have been ensured by a solicitor friend that the crash was not my fault as the other party pulled out in front of me. However, the other party is still disputing liability and I have been told by my insurance that the case could take upwards of 10 weeks. I have a job opportunity starting in 1 week exactly as a delivery driver. I will technically be self-employed, so will have to provide my own business insurance. My question is: is it at all possible to upgrade my insurance to business cover while the claim is still ongoing? If this is possible, would it be allowed on the basis that I would be considered liable for this accident (at least in the short run) and thus be charged a an extortionate amount? Thanks in advance.

 

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i have Capital One as my auto lienholder and as of right now allstate as my insurance. I was sent a letter by allstate that they are going to cancel my policy as of 12/17 for ...show more

 

 

I need a form for allstate car insurance good student discount?

I need a form for allstate car insurance good student discount?

 

 

Can I still use my mom's health insurance?

My Mom has Anthem Blue Cross SISC III. I am married but 19 years old, and under the Affordable Care Act, children 26 and under are still supposed to be covered, married or unmarried, unless the adult child has another offer of employer-based coverage . My husband is a Marine, so I have the option to use Tricare, but I do not have my OWN employer-based coverage, so can I still use my mom's insurance? Her insurance plan is a lot better than Tricare.

 

 

How much would my tickets be?

I was driving 60 in a 45 and didn't have a copy of my insurance in the car (it was expired). I do have legal insurance but it's at home. So I got two pieces of paper. One for insurance and one for speeding. What can the costs be? I'm 19 and this is the first time I have gotten a ticket/citation (And I get two together, how lucky?). All I need to know is that how much are they worth?

 

 

Why do men have higher insurance rates than women?

Why do men have higher insurance rates than women?

 

 

Life insurance question - term life and term life with return of premium?

Hello, my spouse and I are in the market for life insurance now. After some researching, we have pretty much decided to go with term or term return of premium insurance. I still have following to decide and if you could enlighten me on these I would appreciate it very much. Which company? I found the following list that's supposed to be the best life insurance companies at this website. http://www.lifeinsurancestar.com/lifeinsurance/company-ratings.php * New York Life: A++, stable outlook * Mass Mutual: A++, stable outlook * State Farm: A++, stable outlook * Geico: A++, stable outlook Does this mean I should probably check out these companies? We have State Farm for auto and home insurance. Would State Farm be a good way to go (convenient to have all three in one place)? I also thought Geico didn't offer life insurance. I was led to LifeQuotes page from Geico. Does this mean that this list is not reliable? How much? We are 40-45 years old, just We still have almost 30 years of mortgage, and 20 years of raising our son. I was using some calculator online (Kiplinger, Life Foundation?) to calculate how much coverage I need, and they both returned figures like 1+ million. How can this be? Is 1 million life insurance common these days? We have about 170,000 in remaining mortgage balance (actually I only included half of that in calculation), and I calculated monthly living expense to be 2,000-3,000 (depending on if our child is still with us)/month with my spouse's income to be 2,000/month, and also included college cost. Does this seem reasonable that this will add up to be million dollars in 30 years, with inflation? I was thinking of about 300,000-400,000 before using these calculators. Term or Term ROP? We have almost decided against Term ROP and to go with straight term, but are not final on this decision. What do you all think about ROP? With ROP, do we typically actually receive ALL of the premium, or are there any fees etc. subtracted from the refunded amount? Also, does ROP term insurance give you investment returns in addition to the amount of premium you paid? One of the reasons that we are leaning towards straight term is that with our current age, with 20-30 year policies, the likelihood well actually be using the death benefit would be moderately high then ROP wont be such a good deal, as well as hearing that if we just get term and invest the difference in the premium, wed be ahead of term ROP. How long? In this case, should we try to get a 20 year term (for while our son will be with us), or 30 year term, just to cover the full length of the mortgage, although I wouldnt need that much coverage towards the end of 30 years (our son will be with us for only 20 more years, our mortgage will be paid off except for last 10 years or so)? Or buy 25 year return of premium term policy and pay 5 more years of mortgage using the money we receive from return of premium? Or buy two term policies - a large amount of 20 year policy plus a smaller amount (to cover the remaining mortgage balance in the last 10 years of mortgage)? Thank you for your help!

 

 

What's The Best Auto Insurance Company?

I'm a 16 year old male in Southern California... I'm looking at: 1993 Honda Accord 1990 BMW 525i 1991 Nissan Stanza 1992 Acura Legend Sedan 1996 Volkswagen GTI which company is trustworthy, cheap, and helpful?

 

 

What is the point of car insurance?

Im 15, and of course im thinking about getting a drivers license. I feel bad for my parents though, cause they have to pay for the insurance, and its going to be more money than my sisters insurance cause im a guy, and it costs more for some unkown reason. So I thought I would just be a safer driver and just not get insurance. I asked my parents about it and they told me it was illigal NOT to get car insurance. so I said, well, at least if I do get in a car reck, it will be covered and they replied; you have to pay for it anyways. three questions: Why is car insurance illigal to not get? What is the point of car insurance if it doesnt help cover accident costs? And why does gieco and other companies advertise if its illigal not to get it? Thnx so much!

 

 

Two car insurance policies?

My parents are trying to get me insured on their car which they already have a policy on but it is too expensive to put me on that. Is it legal for me to take out another insurance policy on the car in my name only?

 

 

A theory on how to reduce car insurance for young drivers?

I have an idea of how to reduce my insurance for young drivers like myself, and it goes like this, I buy a motorcycle for about 10 to nothing(it could be broken I don't care), with this motorcycle I insure it for about 100, because insuring a motorcycle is a lot cheaper than insuring a car, then for a year I have no claims with this motorcycle, would this then reduce the cost of my insurance premium for a car?

 

 

Car insurance for teens?

Hi, so I just got my license today and now I have to insure my car but don't really have much information about how to do so. I'm an 18 year old girl and I only drive to and from school, which is about 7 miles away from my house. I have a Toyota corolla 2005 model but it belongs to my grandma. she's planning on completely giving the car to me and insuring it completely in my name and canceling her insurance because she no longer has a means to drive, since she only picks me up from school. My family doesn't really want to put me on their insurance and insist that I have my own separate plan. My whole family uses Geico btw. so if I wanted to insure the Toyota completely in my name, I would have to first get a quote right? if I set up the insurance with a certain amount of mileage, would that decrease the amount I have to pay? what about good student discounts ? if there are any cheaper alternatives please recommend them to me! I'm a full time student so I can only afford so much :(

 

 

How much will my insurance company give me for a totaled car?

i bought a 2000 Oldsmobile Alero and totaled it less than a month later. the kbb value of the car is about $3000. Can anyone tell me about how much i should get from the insurance company?

 

 

Can my auto insurance be lowered if I keep it in a garage and don't drive it for a year?

The engine died on a car we're financing, can't sell it and can't fix it until we have the money which is estimated to be around February next year. We plan on parking it in our garage until we get it fixed next year. We have to continue to insure it since it's financed but do insurance companies offer lower rates on vehicles that aren't driven in scenarios such as this?

 

 

How long does insurance company have to respond to a claim?

Was in wreck w/semi-truck in Oct.. Driver took pic of wreck and brought back w/him. His insurance will not respond to lawyer. How long to they have to respond. If anyone knows, about average amount a trucking company will pay. They found out I have nerve damage to right leg-may not ever be able to return too work. Thanks for any input.

 

 

Could affordable government health insurance help stimulate the economy?

Services like water treatment, police, fire departments, and schools are supported by taxpayers dollars because it saves money in the private sector in the long run. Affordable government health insurance may also saves families thousands in expenses each year, giving them more money to spend in the general economy. Would this not be a way to help stimulate the economy?

 

 

Is someone who is only insured on their works car insurance ok to drive my car?

My sons girlfriend does not have a car, but claims that she has insurance through her work, so she is ok to drive my car? Am I right in thinking that this means she can only drive company cars, and not MY car?

 

 

HELP PLEASE. AUTO INSURANCE FOR NEW DRIVER. I NEED A GOOD ANSWER?

how much a year would a 1998 chevrolet camaro base, not z28, be for a new driver. any ideas? and also a 2002 dodge intrepreped es 4 door cost? please.

 

Is it possible to upgrade car insurance with an ongoing claim?

Hello, I am a 19 year old male living in England. I had an accident around 2 months ago in my car of which I am the main driver and owner (no dispute here). I have been ensured by a solicitor friend that the crash was not my fault as the other party pulled out in front of me. However, the other party is still disputing liability and I have been told by my insurance that the case could take upwards of 10 weeks. I have a job opportunity starting in 1 week exactly as a delivery driver. I will technically be self-employed, so will have to provide my own business insurance. My question is: is it at all possible to upgrade my insurance to business cover while the claim is still ongoing? If this is possible, would it be allowed on the basis that I would be considered liable for this accident (at least in the short run) and thus be charged a an extortionate amount? Thanks in advance.

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